Les Institutions de Microcrédit et la Lutte Contre la Pauvreté: L’initiative d’Enda Interarabe en Tunisie

Microcredit Institutions and the Battle Against Poverty: The Pan-Arab Enda Initiative in Tunisia

Mohamed Ali Trabelsi and Jameleddine Chichti

MPRA Paper from University Library of Munich, Germany

Abstract: The aim of this paper is to show, jointly by means of theoretical and empirical studies and through the pan-arab Enda case installed in Tunisia, that the adoption of a policy of credit rationing makes it possible to cure the problems of information asymmetry and to ensure the performance of refunding. This may, consequently, lead to the exclusion of a part of the microcredit market’s poor borrowers. Against this background, we will develop a suitable econometric model like the credit scoring (Schreiner Mark, 2000) which can predict the behavior of a customer, requiring a microcredit, in order to distinguish between good and bad borrowers.

Keywords: microcredit; microfinance; organization; social economy; poverty (search for similar items in EconPapers)
JEL-codes: A13 C13 D82 I32 L31 (search for similar items in EconPapers)
Date: 2011, Revised 2011
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Published in La Revue des Sciences de Gestion 249.250(2011): pp. 147-155

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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:77019

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