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Considering the Effects of Mobile Phones on Financial Inclusion in Cambodia

Kimty Seng

MPRA Paper from University Library of Munich, Germany

Abstract: This paper examines the effects of mobile phones on financial inclusion in terms of households’ uptake of microcredit in Cambodia, with data from the Cambodia Socio-Economic Survey conducted in 2014. The analysis is conducted with a propensity score matching approach to address endogeneity issues of the use of mobile phones and to evaluate the effects. The results suggest that mobile phones are very likely to induce households to take up credit offered by microfinance institutions, in particular for non-agricultural investment purpose, but to discourage households from using credit for non-productive purpose.

Keywords: Mobile phones; financial inclusion; microfinance; Cambodia (search for similar items in EconPapers)
JEL-codes: O10 O12 (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-dev, nep-mfd, nep-pay and nep-sea
Date: 2017-10-27, Revised 2017-10-27
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