Impact of Digital Finance on Financial Inclusion and Stability

Peterson Kitakogelu Ozili

MPRA Paper from University Library of Munich, Germany

Abstract: This article provides a discussion on some issues associated with digital finance – an area which has not been critically addressed in the literature. Digital finance and financial inclusion has several benefits to financial services users, digital finance providers, governments and the economy; notwithstanding, a number of issues still persist which if addressed can make digital finance work better for individuals, businesses and governments. The digital finance issues discussed in this article are relevant for the on-going debate and country-level projects directed at greater financial inclusion via digital finance in developing and emerging economies.

Keywords: Financial Inclusion; Fintech; Digital Finance; Financial Stability; Financial Risk; Financial Institutions (search for similar items in EconPapers)
JEL-codes: A1 A11 G2 G21 G23 G28 G3 (search for similar items in EconPapers)
Date: 2018-01-08
New Economics Papers: this item is included in nep-pay
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (295)

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https://mpra.ub.uni-muenchen.de/85613/1/MPRA_paper_84771.pdf revised version (application/pdf)
https://mpra.ub.uni-muenchen.de/85614/1/MPRA_paper_85614.pdf revised version (application/pdf)

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