Theoretical perspective of dynamic credit risk analysis and lending model; effective to enterprises of fragile economy

Emmanuel Senzu

MPRA Paper from University Library of Munich, Germany

Abstract: There is an empirical evidence, which justify the core functioning of money in economic growth and the development of a State, which equally establishes the reason of the relevant role of Banks to every economy. The underpinning of this research, is to present the necessity for the financial industry of undeveloped and developing economies very fragile in their functioning, to adopt the proposed theoretical perspective of dynamic credit risk analysis and lending, as an upgrade model over the existing static risk analytical approach, found to be inefficient in credit-lending-support to the productiveness of enterprises, emerging from such economies, hence creating frustration to the welfare nature of the State and heightening it unemployment tension.

Keywords: Economics; Banking; Enterprises; Credit Lending; Credit Risk Analysis; Employment (search for similar items in EconPapers)
JEL-codes: E2 E21 E5 E52 G21 G23 G24 (search for similar items in EconPapers)
Date: 2019-01-28
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

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https://mpra.ub.uni-muenchen.de/110289/1/MPRA_paper_110289.pdf revised version (application/pdf)
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