Significance of Income Generating Activities under Micro-Finance: A Study of Micro-Finance Groups in Wayanad District, Kerala

Emil Mathew
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Emil Mathew: Institute for social and Economic Change

No 167, Working Papers from Institute for Social and Economic Change, Bangalore

Abstract: The present paper discusses the necessity of promoting income-generating activities (IGAs) under micro-finance programmes. Under micro-finance programmes, the principle of joint liability ensures access to credit. In the absence of remunerative IGAs, peer pressure forces the members to borrow loans from various sources at the time of repayment and results in indebtedness. The present paper examines the factors influencing the members to undertake IGAs and puts forth some policies to promote productive activities.

Keywords: Microfinance; Kerala (search for similar items in EconPapers)
Pages: 32 pages
Date: 2005
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