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The impact of living and working longer on pension income in five European countries: Estonia, Finland, Hungary, the Netherlands and Poland

Elena Jarocińska, Anna Ruzik-Sierdzinska, Theo Nijman, Andres Vork, Niku Määttänen and Robert Gál

No 476, CASE Network Studies and Analyses from CASE-Center for Social and Economic Research

Abstract: Life expectancies are rapidly increasing and uncertain in all countries in Europe. To keep pension systems affordable, policy reforms are to be implemented which will encourage individuals to work longer. In this paper we analyze the impact of working and living longer on pension incomes in five European countries and assess the impact of these policy reforms on the financial well-being of the elderly. The paper shows the diversity of the policy measures taken in these countries. Furthermore, we analyze the financial incentives for working longer and postponing claiming pension benefits and we assess the attractiveness of these options. Lastly, we study how increases in life expectancies and survival probabilities affect pension incomes.

Keywords: pension benefits; life expectancy; retirement age; policy reforms (search for similar items in EconPapers)
JEL-codes: H55 J11 J26 (search for similar items in EconPapers)
Pages: 36
Date: 2014-05
New Economics Papers: this item is included in nep-age, nep-cis, nep-dem and nep-eur
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

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Persistent link: https://EconPapers.repec.org/RePEc:sec:cnstan:0476

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