Factors that explain the regional expansion of microfinance institutions in Peru

Annabel Vanroose

No 14-030, Working Papers CEB from ULB -- Universite Libre de Bruxelles

Abstract: This paper analyzes the location decisions and geographical expansion of microfinance institutions across Peru. To this end, econometric analyses are performed on a self-constructed dataset that covers MFI presence and expansion in the 1832 districts of Peru, and this for 39 MFIs and 13 commercial banks over the period 2001-2008. The paper shows that Peruvian MFIs have expanded considerably during the last decade. MFIs especially increase access in districts with higher levels of development and therefore seem to follow principally a commercial logic. Districts with banks have also a higher probability of an MFI opening.

Pages: 34 p.
Date: 2014-12-15
New Economics Papers: this item is included in nep-ban and nep-mfd
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Citations: View citations in EconPapers (3)

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