What Type of Microfinance Institutions Supply Savings Products?
Marek Hudon and
No 16-007, Working Papers CEB from ULB -- Universite Libre de Bruxelles
Recent evidence shows that the poor desperately need access to savings products. But despite this general consensus, microfinance institutions (MFIs) offering savings products are still under-studied. Using random-effect probit estimation on a dataset of 722 MFIs active over the 2005-2010 period, we try to identify the characteristics of those that collect voluntary savings. Our results suggest that these MFIs have received fewer subsidies than their credit-only counterparts. In other words, subsidies would crowd out micro-savings products, suggesting that donors generate negative externalities on product diversification.
Keywords: microfinance; subsidies; micro-savings; savings (search for similar items in EconPapers)
JEL-codes: O16 G21 D61 G32 F21 (search for similar items in EconPapers)
Pages: 10 p.
New Economics Papers: this item is included in nep-dcm, nep-dev and nep-mfd
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Journal Article: What type of microfinance institutions supply savings products? (2016)
Working Paper: What type of microfinance institutions supply savings products? (2016)
Working Paper: What Type of Microfinance Institutions Supply Savings Products? (2016)
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Persistent link: https://EconPapers.repec.org/RePEc:sol:wpaper:2013/224666
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