Pension Coverage, Retirement Status, and Earnings Replacement Rates Among a Cohort of Canadian Seniors

Grant Schellenberg and Yuri Ostrovsky

Analytical Studies Branch Research Paper Series from Statistics Canada, Analytical Studies Branch

Abstract:

Data from the Longitudinal Administrative Data (LAD) base are used to compare the retirement status and earnings replacement rates achieved by individuals who were, and individuals who were not, Registered Pension Plan members in 1991 and/or 1992, when they were in their mid-fifties. Among men in this cohort, the likelihood of being retired at age 70 to 72 was about 4 to 14 percentage points higher among pension plan members than non-members. Data used for the study do not provide information on why RPP non-members tend to retire later than do members. Among retired individuals, earnings replacement rates did not differ significantly between RPP members and non-members.

Keywords: Income; pensions; spending and wealth; Pension plans and funds and other retirement income programs; Seniors (search for similar items in EconPapers)
Date: 2009-12-23
New Economics Papers: this item is included in nep-age and nep-lab
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Citations: View citations in EconPapers (4)

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Persistent link: https://EconPapers.repec.org/RePEc:stc:stcp3e:2009321e

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