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First home buyers' support schemes in Australia

Mardi Dungey, Graeme Wells and Sam Thompson
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Sam Thompson: School of Economics and Finance, University of Tasmania,

No 10646, Working Papers from University of Tasmania, Tasmanian School of Business and Economics

Abstract: Government policy to encourage home ownership has a long history in Australia. In 1918, for example, the War Service Homes Act made provision for 45 year loans to ex‐service personnel to facilitate home purchase. Since then, home ownership has been encouraged by a variety of measures. A short and incomplete list includes the non‐taxation of imputed rent on owner‐occupied houses, exemption from capital gains tax, provision of incentives to financial institutions to finance construction of owner‐occupied homes, employer‐provided incentives for home ownership as part of salary packages, and schemes directed towards disadvantaged socio‐economic groups.

Pages: 15 pages
Date: 2011-03-10, Revised 2011-03-10
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Published by the University of Tasmania. Discussion paper 2011-01

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