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Entrepreneurial Spirits in Women and Men. The Role of Financial Literacy and Digital Skills

Noemi Oggero (), Mariacristina Rossi () and Elisa Ughetto ()
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Noemi Oggero: Department of Economics and Statistics (Dipartimento di Scienze Economico-Sociali e Matematico-Statistiche), University of Torino, Italy
Elisa Ughetto: Department of Management and Production Engineering, Politecnico di Torino, Italy

No 59, Working papers from Department of Economics and Statistics (Dipartimento di Scienze Economico-Sociali e Matematico-Statistiche), University of Torino

Abstract: We investigate the attitudes to entrepreneurship of Italian households, focusing on the importance of digital skills and financial literacy as potentially relevant factors shaping entrepreneurial entry. We put the gender focus to our analysis to detect whether, and to what extent, women and men differ in their propensity to run a business. We carry out our research by using a sample of the Bank of Italy SHIW dataset for the year 2008 and 2010. Our findings suggest a strong heterogeneity, between men and women, of the importance of digital skills and financial literacy as entrepreneurial drivers. Results show that the impact of financial literacy on the probability of being an entrepreneur is significant, but only for men. Digital skills increase the probability of being entrepreneur with a bigger effect for men than for women.

Keywords: entrepreneurship; financial literacy; digital; gender economics. (search for similar items in EconPapers)
JEL-codes: L26 J16 D14 (search for similar items in EconPapers)
New Economics Papers: this item is included in nep-cse, nep-ent, nep-eur and nep-lab
Date: 2019-02
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