Efficiency and Price Effects of Horizontal Bank Mergers

John Ashton () and Khac Pam
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Khac Pam: Centre for Competition Policy, University of East Anglia Abstract: This study provides an empirical assessment of the efficiency and interest rate changes occurring during 61 UK retail bank mergers. Key findings of the work include the general efficiency enhancing influence of UK bank mergers and the limited effect of merger on retail interest rates. Furthermore, different banking products appear to be influenced differently by mergers. It is proposed that future assessments of bank competition and mergers require an accommodation of different types of bank customer.

No 2007-09, Working Paper series, University of East Anglia, Centre for Competition Policy (CCP) from Centre for Competition Policy, University of East Anglia, Norwich, UK.

Keywords: Retail banking; mergers; efficiency and price effects (search for similar items in EconPapers)
JEL-codes: G14 G21 (search for similar items in EconPapers)
Date: 2007-06-01
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Citations: View citations in EconPapers (5)

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Working Paper: Efficiency and Price Effects of Horizontal Bank Mergers (2007)
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Persistent link: https://EconPapers.repec.org/RePEc:uea:ueaccp:2007_09

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