Restricciones Crediticias y Movilidad Económica en México

Isidro Soloaga and Julio Alberto Ramos Pastrana

Working Papers from Universidad Iberoamericana, Department of Economics

Abstract: Using a quantile regression approach for a intergenerational transmissión of income levels, the paper finds that whereas in rural areas credit constraints do no limit investment in children´s education, in urban areas lack of credit does limit investments in education. The method, an extension of Becker and Thomes approach, allows to identifies the impact of credit constraints on investment in education for different levels of abilities. Main findings include the fact that for low-income people the credit constraint is binding only for those with ability above the median, controlling for age.

Date: 2012
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