Digital and Financial Literacy as Determinants of Digital Payments and Personal Finance

Anna Lo Prete

Department of Economics and Statistics Cognetti de Martiis. Working Papers from University of Turin

Abstract: This work documents that, across countries, the use of digital payment tools and platforms is associated to higher digital literacy, at all levels of financial literacy. More informed personal finance choices, instead, are associated to higher financial literacy, at all levels of digital literacy. The results from this preliminary analysis suggest that digital and financial literacy should be considered together when assessing the implication of digitalization for individual investors, who can access digital financial products and markets in the absence of financial literacy.

Pages: pages 11
Date: 2021-11
New Economics Papers: this item is included in nep-ban, nep-fle, nep-ict and nep-pay
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Related works:
Journal Article: Digital and financial literacy as determinants of digital payments and personal finance (2022)
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Persistent link: https://EconPapers.repec.org/RePEc:uto:dipeco:202120

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