Household Credit to the Poor and its Impact on Child Schooling in Peri-urban Areas, Vietnam
John Gibson () and
Mark Holmes ()
Working Papers in Economics from University of Waikato
This paper uses a novelty dataset of poor households in peri-urban areas in Vietnam to estimate impacts of small loans on child schooling. The Probit and Negative Binomial model estimates roughly indicate no strong evidence of the effect, especially of informal credit. Formal credit is likely to have positive impacts on child schooling, but its effect is not strong enough to be conclusive. The paper suggests that to obtain the target of sustainable poverty reduction, easing access to formal credit sources as well as exempting tuition and other school fees are necessary to keep poor children at schools longer.
Keywords: school enrolment; education gap; probit; negative binomial model; the poor; child schooling; peri-urban; Vietnam (search for similar items in EconPapers)
JEL-codes: C14 C21 H81 (search for similar items in EconPapers)
Pages: 30 pages
New Economics Papers: this item is included in nep-dev, nep-lab, nep-mfd, nep-sea and nep-tra
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Persistent link: https://EconPapers.repec.org/RePEc:wai:econwp:11/10
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