Untapped Potential: Household Enterprises in Tanzania

María Laura Sánchez Puerta, María Julia Granata, Odette Maciel Becerril, Gwendolyn Heaner and Mohamed Ihsan Ajwad

No 29946281, Jobs Group Papers, Notes, and Guides from The World Bank

Abstract: The World Bank in collaboration with the Tanzania Social Action Fund (TASAF) conducted an assessment on the constraints and opportunities faced by non-farm household enterprise owners when starting and growing a business. The report highlights the findings from two applied methodologies namely a qualitative toolkit and a quantitative analysis. The toolkit included several qualitative techniques like focus groups, life stories, key informant interviews, and a community mapping exercise administered to 385 individuals from eight communities, among whom about a third were beneficiaries of the countrywide TASASF III - Productive Social Safety Net (PSSN) program. The quantitative data had rich information on 7,400 Tanzanian households and included a specific section on household enterprises. The authors found that the major constraints household enterprise owners face when starting or growing a business are lack of access to financial resources, weak markets and high competition among themselves, and lack of skills. Participants also identified severe weather conditions (droughts and rainy season) as a risk for their businesses and their communities. The report concludes with recommendation for TASAF and the Tanzanian government as they move forward towards the next phase of the PSSN program.

Keywords: community savings and investment; savings group; Cash Transfer; household enterprise; Cash for Work Program; agency for international development; Policy and Institutional Framework; Primary and Secondary Education; beneficiary group; Community-Based Conditional Cash Transfer; labor market every year; qualitative assessment; financial resource; cash transfer program; social protection program; lack of awareness; access to mobile; local financial institution; degree of competition; living in poverty; Governance and Accountability; public works program; production of livestock; lack of education; lack of collateral; local government official; source of income; source income; social protection policy; years of schooling; education for child; enrollment of child; small scale irrigation; safety net intervention; education and health; technical skills training; population growth rate; education child; flow of information; rehabilitation of infrastructure; income from work; privileges and immunity; lack of skill; sample selection; poor household; productivity gain; community mapping; agricultural production; quantitative survey; wage employment; extreme poverty; qualitative research; geographical area; male participant; focus group; start-up capital; eligibility criterion; agriculture sector; pregnant woman; ongoing support; female participant; rural area; Technical Training; program beneficiary; manufacturing activities; skill need; purposive sampling; farming activity; photo credit; credit group; Product Diversification; business association; gender diversity; beneficiary household; price fluctuation; self-employment income; dry goods; quantitative data; street cleaning; sewage system; poverty decline; enterprise performance; interview guide; local credit; government representative; local economy; older woman; inductive approach; bargaining power; global poverty; household characteristic; unpaid worker; enterprise survey; loan institution; national border; productive activity; avocado tree; paper issue; pest control; eligible individual; study design; regular attendance; school day; vulnerable household; vulnerable group; paper bags; survey instrument; community approach; irrigation system; business encounter; language barrier; adult female; representative sample; smaller one; community asset; dried fish; entrepreneurial skill; poor infrastructure; public area; business network; poor community; mobile banking; severe weather; additional money; agricultural input; rainy season; high poverty; livestock rearing; direct beneficiaries; market regulation; mobile money; monetary transfer; account usage; non-governmental organization; national strategy; household income; working condition; sustainable livelihood; local research; agricultural sector; Program of Activities; geographic area; household budget; annex annex; educational level; formal loan; national association; heavy rain; road condition; schooling level; rural work; poor road; age population; monthly revenue; operational expense; financial opportunity; informal loan; borrowing money; original work; daily rate; government's policy; commercial purpose; farm household; crop growing; continuous basis; agricultural income; water sector; research methodology; descriptive statistic; financial service; banking service; agricultural machine; data capture; cultural diversity; quantitative analysis; higher literacy; younger generation; labor supply; informant interviews; qualitative techniques; gender balance; demographic characteristic; irrigation farming; qualitative tool; Job Creation; vulnerable employment; copyright owner; sole responsibility; national policy; business training; infant health; consumption need; market size; monthly consumption; community level; land recovery; Water Management; medical examination; hungry season; labor-intensive activities; temporary employment; human capital; basic knowledge; children of ages; Public Transport; geographical targeting (search for similar items in EconPapers)
Pages: 80
Date: 2018-01-01
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