Gendered Laws and Women’s Financial Inclusion

Caroline Sabine Marie Perrin and Marie Caitriona Hyland

No 10282, Policy Research Working Paper Series from The World Bank

Abstract: This paper documents the relationship between legal gender equality and the use of financial services, using individual-level data from 148 developed and developing economies. The analysis, which combines data from the Global Findex and Women, Business and the Law databases, highlights the existence of a significant and positive correlation between gender equality in the law and women’s access to financial products. The results show that greater legal equality alleviates women’s involuntary financial exclusion. The findings also suggest that prevailing adverse social norms can 0ify the beneficial effects of legal equality, and that better implementation of the law can facilitate a stronger relationship between legal frameworks and women’s financial inclusion.

Date: 2023-01-24
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