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Savings of Young Parents

Annamaria Lusardi (), Ricardo Daniel Cossa and Erin L. Krupka

JCPR Working Papers from Northwestern University/University of Chicago Joint Center for Poverty Research

Abstract: In this paper, we examine household savings using data from the National Longitudinal Survey, Cohort 1997. This data set provides detailed information about assets and liabilities of parents with teen-age children. In our empirical work, we have first to deal with several problems in measuring wealth. While many responding parents report owning assets and liabilities, they often do not report their values. To get around the non-response problem, we impute the missing values for assets and liabilities. To study the patterns of accumulation of young parents, we examine wealth holdings and asset ownership across several demographic groups.

Date: 2001-06-26
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