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Insuring Consumption Against Illness

Paul Gertler and Jonathan Gruber

JCPR Working Papers from Northwestern University/University of Chicago Joint Center for Poverty Research

Abstract: One of the most sizable and least predictable shocks to economic opportunities in developing countries is major illness, both in terms of medical care expenditures and lost income from reduced labor supply and productivity. As a result, families may not be able to smooth their consumption over periods of illness. In this paper, we investigate the extent to which families are able to insure consumption against major illness using a unique panel data set from Indonesia that combines excellent measure of health status with consumption information.

Date: 1998-09-01
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Journal Article: Insuring Consumption Against Illness (2002) Downloads
Working Paper: Insuring Consumption Against Illness (1997) Downloads
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