SAVINGS MOBILIZATION ROLE OF NIGERIAN COMMERCIAL BANKS:AN ANALYTICAL POLICY STUDY

Godwin Nwaobi (gcnwaobi@gmail.com)

Finance from University Library of Munich, Germany

Abstract: CAPITAL ACCUMULATION HAS BEEN EMPHASISED AS THE MAJOR FACTOR GOVERING THE RATE OF DEVELOPMENT. THIS STUDY THEREFORE AIMS EXPLORING IN THE LIGHT OF PAST TRENDS, THE ROLE AND SCOPE OF COMMERCIAL BANKS AS FINANCIAL INTERMEDIARIES IN MOBILIZING DOMESTIC SAVINGS FOR DEVELOPMENT AND THE CONSTRAINTS IN THE EFFICIENT PERFORMANCE OF THIS ROLE. EMPIRICAL EVIDENCE FROM NIGERIA IMPLIES THAT SAVING IS AN INSTITUTION ELASTIC AND THE EXISTENCE OF FINACIAL INSTITUTIONS MAY PROMOTE HIGH MARGINAL PROPENSITIES TO SAVE.

Keywords: SAVINGS; FINANCIAL MARKET; COMMERCIAL BANKS; INFORMAL SECTOR; CAPITAL MARKET; INTEREST RATES; NIGERIA ECONOMY; MOBILIZATION (search for similar items in EconPapers)
JEL-codes: D10 E21 E44 G20 H31 N20 (search for similar items in EconPapers)
Pages: 36 pages
Date: 2003-07-21
New Economics Papers: this item is included in nep-mac and nep-pbe
Note: Type of Document - MICROSOFT WORD; prepared on IBM PC ; to print on HP; pages: 36; figures: NONE. We never published this piece and now we would like to reduce our mailing and xerox cost by posting it.
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