Rentenreform und die Bereitschaft zur Eigenvorsorge: Umfrageergebnisse in Deutschland

Axel Börsch-Supan ()
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Axel Börsch-Supan: Sonderforschungsbereich 504, Postal: L 13, 15, D-68131 Mannheim

No 00-25, Sonderforschungsbereich 504 Publications from Sonderforschungsbereich 504, Universität Mannheim, Sonderforschungsbereich 504, University of Mannheim

Abstract: This paper summarizes the main findings of a survey that explores the relation between pension policy and private savings in Germany. The survey was conducted in February/March 2000. Similar surveys were conducted in France, Italy and Spain. Main aim of the survey was to explore how many workers would opt out of the public pension system and substitute public pensions by own savings. The study also explores framing effects in the set-up of the questions and the role of self-control mechanisms. Even with neutral framing, about two thirds of the respondents are willing to replace 50% of public pensions by private savings if savings must be used for old-age provision. Only about 45% agree to the opting-out plan if it is possible to use the reduced contributions for current consumption. About 50% of the respondents are willing to bear a temporary additional burden if this

Pages: 18 pages
Date: 2000-05-12
Note: Financial support from the Deutsche Forschungsgemeinschaft, SFB 504, at the University of Mannheim, is gratefully acknowledged.
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