Economics at your fingertips  

Deductibles in social health insurance systems: Findings from Germany

Christian Hagist, Inken Holldorf and Claudia Pütz

No 128, Discussion Papers from Albert-Ludwigs-Universität Freiburg, Institut für Finanzwissenschaft

Abstract: One unique feature of the German health insurance system is the possibility for certain socioeconomic groups to opt-out of the otherwise compulsory system. To determine whether rates incorporating deductibles can heighten the appeal of statutory health insurance funds (SHI funds) compared with private health insurance companies, Germany‘s third largest SHI fund Techniker Krankenkasse implemented a pilot scheme involving the use of deductibles. Preliminary scientific evaluations of the pilot scheme indicate that these deductibles are compatible with the principles of solidarity in the statutory health insurance system and provide an effective means of preventing defection to private health insurance companies.

JEL-codes: I11 (search for similar items in EconPapers)
Date: 2005
References: View references in EconPapers View complete reference list from CitEc
Citations: Track citations by RSS feed

Downloads: (external link) (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link:

Access Statistics for this paper

More papers in Discussion Papers from Albert-Ludwigs-Universität Freiburg, Institut für Finanzwissenschaft Contact information at EDIRC.
Bibliographic data for series maintained by ZBW - Leibniz Information Centre for Economics ().

Page updated 2020-09-28
Handle: RePEc:zbw:alufin:128