Risk and return in industrial Insurance

Heinrich R. Schradin and Oliver M. Willmes

No 3/2001, Mitteilungen from University of Cologne, Institute of Insurance Science

Abstract: The following paper discusses the challenge between risk and return in the context of the industrial insurance market in Germany. The industrial insurance market is highly competitive. Companies have to cope with low premium levels and high losses resulting in high underwriting deficits. Decreasing investment income reduces the overall profitabiliity of the insurance companies.

Date: 2001
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