A simple model of health insurance competition

Alexander Kemnitz

No 09/10, Dresden Discussion Paper Series in Economics from Technische Universität Dresden, Faculty of Business and Economics, Department of Economics

Abstract: This paper investigates competition between health insurance companies under different financing regulations. We consider two alternatives advanced in recent German health care reform discussions: competition by contribution rates (health contributions) and by fees (health premia). We find that contribution rate competition yields lower company profits and higher consumer welfare than premia competition when switching between insurance companies is costly.

Keywords: Health Care Reform; Competition; Consumer Choice (search for similar items in EconPapers)
JEL-codes: D43 I11 I18 (search for similar items in EconPapers)
Date: 2010
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://www.econstor.eu/bitstream/10419/48160/1/664125859.pdf (application/pdf)

Related works:
Journal Article: A Simple Model of Health Insurance Competition (2013)
Journal Article: A Simple Model of Health Insurance Competition (2013)
Working Paper: A Simple Model of Health Insurance Competition (2010)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:zbw:tuddps:0910

Access Statistics for this paper

More papers in Dresden Discussion Paper Series in Economics from Technische Universität Dresden, Faculty of Business and Economics, Department of Economics Contact information at EDIRC.
Bibliographic data for series maintained by ZBW - Leibniz Information Centre for Economics ().