Details about Allen N. Berger

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Workplace:	Federal Reserve Board (Board of Governors of the Federal Reserve System), (more information at EDIRC) Financial Institutions Center, Wharton School of Business, University of Pennsylvania, (more information at EDIRC)

Access statistics for papers by Allen N. Berger.

Last updated 2008-07-15. Update your information in the RePEc Author Service.

Short-id: pbe359

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Working Papers

2019

1. Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers
   Working Papers, Federal Reserve Bank of Philadelphia View citations (2)
2. Problem Loans and Cost Efficiency in Commercial Banks
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (223)
   Also in Proceedings, Federal Reserve Bank of Chicago (1996) View citations (9)
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1997) View citations (794)
   Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1995) View citations (21)
   See also Journal Article Problem loans and cost efficiency in commercial banks, Journal of Banking & Finance, Elsevier (1997) View citations (807) (1997)
3. The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (67)
   Also in Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1996) View citations (93)
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1997) View citations (272)

2017

4. How Do Lead Banks Use Their Private Information about Loan Quality in the Syndicated Loan Market?
   Working Papers, Federal Reserve Bank of Cleveland
   Also in Working Papers (Old Series), Federal Reserve Bank of Cleveland (2016) View citations (5)

2016

5. Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability
   Research Working Paper, Federal Reserve Bank of Kansas City View citations (17)

2015

6. Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms
   Research Working Paper, Federal Reserve Bank of Kansas City View citations (5)
7. Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions
   Research Working Paper, Federal Reserve Bank of Kansas City View citations (38)
8. Internationalization and bank risk
   Research Working Paper, Federal Reserve Bank of Kansas City View citations (33)

2013

9. Do Small Businesses Still Prefer Community Banks?
   International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) View citations (1)

2011

10. Do depositors discipline banks? an international perspective
    Proceedings, Federal Reserve Bank of Chicago View citations (3)
11. Reexamining the empirical relation between loan risk and collateral: the roles of collateral characteristics and types
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (7)

2010

12. Tests of ex ante versus ex post theories of collateral using private and public information
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (9)

2009

13. The surprising use of credit scoring in small business lending by community banks and the attendant effects on credit availability and risk
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (7)

2008

14. How do large banking organizations manage their capital ratio?
    Research Working Paper, Federal Reserve Bank of Kansas City View citations (189)

2007

15. Why do borrowers pledge collateral? new empirical evidence on the role of asymmetric information
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (7)

2006

16. Bank ownership type and banking relationships
    Policy Research Working Paper Series, The World Bank View citations (24)
17. The effects of banks on \"debt-sensitive\" small businesses
    Proceedings, Federal Reserve Bank of Chicago

2005

18. A more complete conceptual framework for financing of small and medium enterprises
    Policy Research Working Paper Series, The World Bank View citations (26)
19. Bank liquidity creation and bank capital
    Proceedings, Federal Reserve Bank of Chicago
20. Corporate governance and bank performance: a joint analysis of the static, selection, and dynamic effects of domestic, foreign, and state ownership
    Policy Research Working Paper Series, The World Bank View citations (291)
    See also Journal Article Corporate governance and bank performance: A joint analysis of the static, selection, and dynamic effects of domestic, foreign, and state ownership, Journal of Banking & Finance, Elsevier (2005) View citations (290) (2005)
21. Does Market Size Structure Affect Competition? The Case of Small Business Lending
    CEI Working Paper Series, Center for Economic Institutions, Institute of Economic Research, Hitotsubashi University View citations (8)
    See also Journal Article Does market size structure affect competition? The case of small business lending, Journal of Banking & Finance, Elsevier (2007) View citations (130) (2007)
22. Small business credit scoring and credit availability
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (34)
23. The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry
    Working Papers, New York University, Leonard N. Stern School of Business, Department of Economics View citations (3)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2005) View citations (1)

2004

24. Debt maturity, risk, and asymmetric information
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (3)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2004) View citations (6)
    See also Journal Article Debt Maturity, Risk, and Asymmetric Information, Journal of Finance, American Finance Association (2005) View citations (137) (2005)
25. Entry into banking markets and the first-mover advantage
    Proceedings, Federal Reserve Bank of Chicago View citations (1)
26. Further evidence on the link between finance and growth: An international analysis of community banking and economic performance
    Finance, University Library of Munich, Germany View citations (163)
    Also in Finance, University Library of Munich, Germany (2004) View citations (161)
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2003) View citations (5)
    Policy Research Working Paper Series, The World Bank (2003) View citations (5)
    See also Journal Article Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance, Journal of Financial Services Research, Springer (2004) View citations (168) (2004)
27. Potential competitive effects of Basel II on banks in SME credit markets in the United States
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (10)
    See also Journal Article Potential Competitive Effects of Basel II on Banks in SME Credit Markets in the United States, Journal of Financial Services Research, Springer (2006) View citations (32) (2006)

2003

28. The institutional memory hypothesis and the procyclicality of bank lending behavior
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (32)
    Also in Proceedings, Federal Reserve Bank of Chicago (2003) View citations (24)
    BIS Working Papers, Bank for International Settlements (2003) View citations (38)
    See also Journal Article The institutional memory hypothesis and the procyclicality of bank lending behavior, Journal of Financial Intermediation, Elsevier (2004) View citations (257) (2004)

2002

29. Capital structure and firm performance: a new approach to testing agency theory and an application to the banking industry
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    See also Journal Article Capital structure and firm performance: A new approach to testing agency theory and an application to the banking industry, Journal of Banking & Finance, Elsevier (2006) View citations (291) (2006)
30. Credit scoring and the availability, price, and risk of small business credit
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    Also in FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2002) View citations (36)
    See also Journal Article Credit Scoring and the Availability, Price, and Risk of Small Business Credit, Journal of Money, Credit and Banking, Blackwell Publishing (2005) View citations (172) (2005)
31. Does Function Follow Organizational Form? Evidence From the Lending Practices of Large and Small Banks
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (74)
    Also in Proceedings, Federal Reserve Bank of Chicago (2002) View citations (21)
    Harvard Institute of Economic Research Working Papers, Harvard - Institute of Economic Research (2002) View citations (6)
    See also Journal Article Does function follow organizational form? Evidence from the lending practices of large and small banks, Journal of Financial Economics, Elsevier (2005) View citations (1054) (2005)
32. Explaining the dramatic changes in performance of U.S. banks: technological change, deregulation, and dynamic changes in competition
    Working Papers, Federal Reserve Bank of Philadelphia View citations (6)
    Also in Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (2001) View citations (30)
    See also Journal Article Explaining the dramatic changes in performance of US banks: technological change, deregulation, and dynamic changes in competition, Journal of Financial Intermediation, Elsevier (2003) View citations (294) (2003)
33. Technological progress and the geographic expansion of the banking industry
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (17)
    Also in Proceedings, Federal Reserve Bank of Chicago (2002) View citations (5)
    Working Paper Series, Federal Reserve Bank of Chicago (2002) View citations (18)
    See also Journal Article Technological Progress and the Geographic Expansion of the Banking Industry, Journal of Money, Credit and Banking, Blackwell Publishing (2006) View citations (69) (2006)
34. The economic effects of technological progress: evidence from the banking industry
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (6)
    See also Journal Article The Economic Effects of Technological Progress: Evidence from the Banking Industry, Journal of Money, Credit and Banking, Blackwell Publishing (2003) View citations (227) (2003)
35. To what extent will the banking industry be globalized? a study of bank nationality and reach in 20 European nations
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (5)
    Also in International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) (2002) View citations (19)
    See also Journal Article To what extent will the banking industry be globalized? A study of bank nationality and reach in 20 European nations, Journal of Banking & Finance, Elsevier (2003) View citations (105) (2003)

2001

36. Small business credit availability and relationship lending: the importance of bank organizational structure
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (30)
    See also Journal Article Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure, Economic Journal, Royal Economic Society (2002) View citations (818) (2002)
37. The Effects of Dynamic Change in Bank Competition on the Supply of Small Business Credit
    New York University, Leonard N. Stern School Finance Department Working Paper Seires, New York University, Leonard N. Stern School of Business- View citations (39)
    Also in Working Papers, New York University, Leonard N. Stern School of Business, Department of Economics (2001) View citations (72)
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2001) View citations (62)
38. The ability of banks to lend to informationally opaque small businesses
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (448)
    Also in Proceedings, Federal Reserve Bank of Chicago (2001) View citations (277)
    Policy Research Working Paper Series, The World Bank (2001) View citations (472)
    See also Journal Article The ability of banks to lend to informationally opaque small businesses, Journal of Banking & Finance, Elsevier (2001) View citations (476) (2001)
39. The effect of market size structure on competition: the case of small business lending
    Working Paper Series, Federal Reserve Bank of Chicago View citations (21)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2001) View citations (18)
40. The effects of banking market size structure on bank competition: the case of small business lending
    Proceedings, Federal Reserve Bank of Chicago View citations (3)
41. The effects of geographic expansion on bank efficiency
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (151)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2000) View citations (9)
    See also Journal Article The Effects of Geographic Expansion on Bank Efficiency, Journal of Financial Services Research, Springer (2001) View citations (160) (2001)

2000

42. Conglomeration Versus Strategic Focus: Evidence from the Insurance Industry
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (110)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1999) View citations (3)
    See also Journal Article Conglomeration versus Strategic Focus: Evidence from the Insurance Industry, Journal of Financial Intermediation, Elsevier (2000) View citations (109) (2000)
43. Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?
    NBER Working Papers, National Bureau of Economic Research, Inc View citations (16)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2000) View citations (2)
    See also Chapter Did US Bank Supervisors Get Tougher during the Credit Crunch? Did They Get Easier during the Banking Boom? Did It Matter to Bank Lending?, NBER Chapters, National Bureau of Economic Research, Inc (2001) View citations (33) (2001)
44. Efficiency barriers to the consolidation of the European financial services industry
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (19)
45. Globalization of financial institutions: evidence from cross-border banking performance
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (377)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (1999) View citations (15)
46. The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (12)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1999) View citations (2)
    Working Papers, New York University, Leonard N. Stern School of Business, Department of Economics (1999) View citations (16)
47. The \"big picture\" of bank diversification
    Proceedings, Federal Reserve Bank of Chicago View citations (4)
48. The integration of the financial services industry: where are the efficiencies?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (40)

1999

49. Lines of Credit and Relationship Lending in Small Firm Finance
    Macroeconomics, University Library of Munich, Germany View citations (4)
    Also in Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania (1994) View citations (13)
    Proceedings, Federal Reserve Bank of Chicago (1994) View citations (9)
50. The \"big picture\" about relationship-based finance
    Proceedings, Federal Reserve Bank of Chicago View citations (1)
51. The dynamics of market entry: the effects of mergers and acquisitions on de novo entry in banking
    Proceedings, Federal Reserve Bank of Chicago View citations (5)
52. What Explains the Dramatic Changes in Cost and Profit Performance of the U.S. Banking Industry?
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (29)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1999) View citations (25)
    Working Papers, Federal Reserve Bank of Philadelphia (1999) View citations (33)
53. Why are bank profits so persistent: the roles of product market competition, informational opacity, and regional/macroeconomic shocks
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    See also Journal Article Why are bank profits so persistent? The roles of product market competition, informational opacity, and regional/macroeconomic shocks, Journal of Banking & Finance, Elsevier (2000) View citations (126) (2000)

1998

54. Comparing market and supervisory assessments of bank performance: who knows what when?
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (26)
    See also Journal Article Comparing Market and Supervisory Assessments of Bank Performance: Who Knows What When?, Journal of Money, Credit and Banking, Blackwell Publishing (2000) View citations (165) (2000)
55. The Effects of Bank Mergers and Acquisitions on Small Business Lending
    New York University, Leonard N. Stern School Finance Department Working Paper Seires, New York University, Leonard N. Stern School of Business- View citations (334)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1997) View citations (13)
    New York University, Leonard N. Stern School Finance Department Working Paper Seires, New York University, Leonard N. Stern School of Business- (1997) View citations (22)
    Proceedings, Federal Reserve Bank of Chicago (1997) View citations (6)
    See also Journal Article The effects of bank mergers and acquisitions on small business lending, Journal of Financial Economics, Elsevier (1998) View citations (347) (1998)
56. The consolidation of the financial services industry: causes, consequences, and implications for the future
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    Also in Staff Reports, Federal Reserve Bank of New York (1998) View citations (6)
    See also Journal Article The consolidation of the financial services industry: Causes, consequences, and implications for the future, Journal of Banking & Finance, Elsevier (1999) View citations (697) (1999)
57. The economics of small business finance: the roles of private equity and debt markets in the financial growth cycle
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (1240)
    See also Journal Article The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle, Journal of Banking & Finance, Elsevier (1998) View citations (1200) (1998)
58. The extraordinary persistence of profits in the U.S. banking industry: a breakdown of the competitive paradigm?
    Proceedings, Federal Reserve Bank of Chicago View citations (2)

1997

59. Consistency conditions for regulatory analysis of financial institutions: a comparison of frontier efficiency methods
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (24)
    Also in Financial Services working paper, Federal Reserve Bank of Cleveland (1997) View citations (14)
    See also Journal Article Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods, Journal of Economics and Business, Elsevier (1998) View citations (345) (1998)
60. Efficiency and productivity change in the U.S. commercial banking industry: a comparison of the 1980s and 1990s
    Working Papers, Federal Reserve Bank of Philadelphia View citations (10)
61. Efficiency of Financial Institutions: International Survey and Directions for Future Research
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (1443)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1997) View citations (1403)
    See also Journal Article Efficiency of financial institutions: International survey and directions for future research, European Journal of Operational Research, Elsevier (1997) View citations (1431) (1997)
62. Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (1155)
    Also in Working Papers, Federal Reserve Bank of Philadelphia (1997) View citations (1104)
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1997) View citations (1092)
    See also Journal Article Inside the black box: What explains differences in the efficiencies of financial institutions?, Journal of Banking & Finance, Elsevier (1997) View citations (1139) (1997)

1995

63. The Coexistence of Multiple Distributions Systems for Financial Services: The Case of Property-Liability Insurance
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (9)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1995) View citations (12)
    See also Journal Article The Coexistence of Multiple Distribution Systems for Financial Services: The Case of Property-Liability Insurance, The Journal of Business, University of Chicago Press (1997) View citations (91) (1997)
64. The Role of Capital in Financial Institutions
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (375)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1995) View citations (333)
    See also Journal Article The role of capital in financial institutions, Journal of Banking & Finance, Elsevier (1995) View citations (370) (1995)
65. The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (361)
66. The efficiency of bank branches and implications for mergers and interstate branching
    Proceedings, Federal Reserve Bank of Chicago
67. Universal Banking and the Future of Small Business Lending
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (13)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1995) View citations (38)

1994

68. Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (35)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1994) View citations (16)
69. Did Risk-Based Capital Allocate Bank Credit and Cause a `Credit Crunch' in the U.S.?
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (113)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1993) View citations (12)
70. The Efficiency Cost of Market Power in the Banking Industry: A Test of the 'Quiet Life' and Related Hypotheses
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (54)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1994) View citations (2)
    See also Journal Article The Efficiency Cost Of Market Power In The Banking Industry: A Test Of The "Quiet Life" And Related Hypotheses, The Review of Economics and Statistics, MIT Press (1998) View citations (367) (1998)
71. The Efficiency of Bank Branches
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (13)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1994) View citations (10)
    See also Journal Article The efficiency of bank branches, Journal of Monetary Economics, Elsevier (1997) View citations (170) (1997)
72. The Information Content of Bank Examinations
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (16)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1994) View citations (13)
    Proceedings, Federal Reserve Bank of Chicago (1994) View citations (9)
    See also Journal Article The Information Content of Bank Examinations, Journal of Financial Services Research, Springer (1998) View citations (54) (1998)
73. The Relationship Between Capital and Earnings in Banking
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (3)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1994) View citations (2)
    See also Journal Article The Relationship between Capital and Earnings in Banking, Journal of Money, Credit and Banking, Blackwell Publishing (1995) View citations (403) (1995)

1993

74. Do Consumers Pay for One-Stop Banking?
    Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (1)
75. Do consumers pay for one-stop banking? Evidence from a non-standard revenue function
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (1)
76. Lines of credit, collateral, and relationship lending in small firm finance
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (4)
77. The importance of accurate bank accounting under FDICIA
    Proceedings, Federal Reserve Bank of Chicago View citations (1)
78. Using efficiency measures to distinguish among alternative explanations of the structure-performance relationship in banking
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (17)

1992

79. 'Distribution free' estimates of efficiency of the U.S. banking industry and tests of the standard distributional assumptions
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
80. Bank efficiency derived from a profit function
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
    See also Journal Article Bank efficiency derived from the profit function, Journal of Banking & Finance, Elsevier (1993) View citations (273) (1993)
81. Competition, efficiency, and the future of the banking industry
    Proceedings, Federal Reserve Bank of Chicago View citations (2)
82. Megamergers in banking and the use of cost efficiency as an antitrust defense
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (170)

1991

83. Inefficiency and productivity growth in banking: a comparison of stochastic econometric and thick frontier methods
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (1)
84. Market discipline in banking
    Proceedings, Federal Reserve Bank of Chicago View citations (28)
85. Securitization, risk, and the liquidity problem in banking
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (12)
86. The profit-concentration relationship in banking
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (4)

1990

87. Loan commitments and bank risk exposure
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (1)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1989) View citations (1)
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1988)
    See also Journal Article Loan commitments and bank risk exposure, Journal of Banking & Finance, Elsevier (1991) View citations (74) (1991)
88. Measurement and efficiency issues in commercial banking
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (10)
    See also Chapter Measurement and Efficiency Issues in Commercial Banking, NBER Chapters, National Bureau of Economic Research, Inc (1992) View citations (311) (1992)
89. Risk-based capital and deposit insurance reform
    Working Papers (Old Series), Federal Reserve Bank of Cleveland View citations (3)
    See also Journal Article Risk-based capital and deposit insurance reform, Journal of Banking & Finance, Elsevier (1991) View citations (90) (1991)
90. Some evidence on the empirical significance of credit rationing
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (7)
    See also Journal Article Some Evidence on the Empirical Significance of Credit Rationing, Journal of Political Economy, University of Chicago Press (1992) View citations (268) (1992)
91. The dominance of inefficiencies over scale and product mix economies in banking
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (8)
    See also Journal Article The dominance of inefficiencies over scale and product mix economies in banking, Journal of Monetary Economics, Elsevier (1991) View citations (355) (1991)

1989

92. Price rigidity and market structure: theory and evidence from the banking industry
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (3)
93. Some red flags concerning market value accounting
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (2)
    Also in Proceedings, Federal Reserve Bank of Chicago (1989) View citations (2)

1988

94. Collateral, loan quality, and bank risk
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
    See also Journal Article Collateral, loan quality and bank risk, Journal of Monetary Economics, Elsevier (1990) View citations (482) (1990)
95. Market failure and resource use: economic incentives to use different payment instruments
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
    See also Journal Article Market failure and resource use: economic incentives to use different payment instruments, Proceedings, Federal Reserve Bank of Richmond (1988) (1988)
96. Risk-based capital and off-balance sheet activities
    Proceedings, Federal Reserve Bank of Chicago View citations (5)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (1988) View citations (5)
97. The price-concentration relationship in banking
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.)
    Also in Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.) (1987) View citations (50)
    See also Journal Article The Price-Concentration Relationship in Banking, The Review of Economics and Statistics, MIT Press (1989) View citations (368) (1989)

1987

98. Securitization with recourse: an instrument that offers uninsured bank depositors sequential claims
    Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.) View citations (36)
    See also Journal Article Securitization with recourse: An instrument that offers uninsured bank depositors sequential claims, Journal of Banking & Finance, Elsevier (1987) View citations (33) (1987)
99. Why random walk models of the term structure are hard to reject
    Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (1)
    See also Journal Article Why Random Walk Models of the Term Structure Are Hard to Reject, Journal of Business & Economic Statistics, American Statistical Association (1989) (1989)

1986

100. An empirical analysis if standby letters of credit
     Proceedings, Federal Reserve Bank of Chicago
     Also in Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.) (1986) View citations (7)
101. Competitive viability in banking: scale, scope, and product mix economies
     Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.) View citations (52)
     See also Journal Article Competitive viability in banking: Scale, scope, and product mix economies, Journal of Monetary Economics, Elsevier (1987) View citations (336) (1987)
102. Interstate banking: impacts on the payments system
     Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.)
103. Substituting loan insurance for intermediation: the private and social benefits of standby letters of credit
     Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.)

1985

104. The role of interstate banking in the diffusion of electronic payments technology
     Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.)

1983

105. Economies of scale and scope in banking
     Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.) View citations (11)
106. Tests of the fair game-efficient markets hypothesis
     Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.)
107. The informational efficiency of econometric model forecasts
     Research Papers in Banking and Financial Economics, Board of Governors of the Federal Reserve System (U.S.) View citations (4)
     See also Journal Article The Information Efficiency of Econometric Model Forecasts, The Review of Economics and Statistics, MIT Press (1985) View citations (11) (1985)

Journal Articles

2007

1. Competition from Large, Multimarket Firms and the Performance of Small, Single-Market Firms: Evidence from the Banking Industry
   Journal of Money, Credit and Banking, 2007, 39, (2-3), 331-368 View citations (32)
2. Does market size structure affect competition? The case of small business lending
   Journal of Banking & Finance, 2007, 31, (1), 11-33 View citations (130)
   See also Working Paper Does Market Size Structure Affect Competition? The Case of Small Business Lending, CEI Working Paper Series (2005) View citations (8) (2005)
3. Entry into Banking Markets and the Early-Mover Advantage
   Journal of Money, Credit and Banking, 2007, 39, (4), 775-807 View citations (30)
4. Obstacles to a global banking system: "Old Europe" versus "New Europe"
   Journal of Banking & Finance, 2007, 31, (7), 1955-1973 View citations (27)

2006

5. A more complete conceptual framework for SME finance
   Journal of Banking & Finance, 2006, 30, (11), 2945-2966 View citations (715)
6. Capital structure and firm performance: A new approach to testing agency theory and an application to the banking industry
   Journal of Banking & Finance, 2006, 30, (4), 1065-1102 View citations (291)
   See also Working Paper Capital structure and firm performance: a new approach to testing agency theory and an application to the banking industry, Finance and Economics Discussion Series (2002) View citations (9) (2002)
7. Potential Competitive Effects of Basel II on Banks in SME Credit Markets in the United States
   Journal of Financial Services Research, 2006, 29, (1), 5-36 View citations (32)
   See also Working Paper Potential competitive effects of Basel II on banks in SME credit markets in the United States, Finance and Economics Discussion Series (2004) View citations (10) (2004)
8. Technological Progress and the Geographic Expansion of the Banking Industry
   Journal of Money, Credit and Banking, 2006, 38, (6), 1483-1513 View citations (69)
   See also Working Paper Technological progress and the geographic expansion of the banking industry, Finance and Economics Discussion Series (2002) View citations (17) (2002)

2005

9. Corporate governance and bank performance: A joint analysis of the static, selection, and dynamic effects of domestic, foreign, and state ownership
   Journal of Banking & Finance, 2005, 29, (8-9), 2179-2221 View citations (290)
   See also Working Paper Corporate governance and bank performance: a joint analysis of the static, selection, and dynamic effects of domestic, foreign, and state ownership, Policy Research Working Paper Series (2005) View citations (291) (2005)
10. Credit Scoring and the Availability, Price, and Risk of Small Business Credit
    Journal of Money, Credit and Banking, 2005, 37, (2), 191-222 View citations (172)
    See also Working Paper Credit scoring and the availability, price, and risk of small business credit, Finance and Economics Discussion Series (2002) View citations (9) (2002)
11. Debt Maturity, Risk, and Asymmetric Information
    Journal of Finance, 2005, 60, (6), 2895-2923 View citations (137)
    See also Working Paper Debt maturity, risk, and asymmetric information, FRB Atlanta Working Paper (2004) View citations (3) (2004)
12. Does function follow organizational form? Evidence from the lending practices of large and small banks
    Journal of Financial Economics, 2005, 76, (2), 237-269 View citations (1054)
    See also Working Paper Does Function Follow Organizational Form? Evidence From the Lending Practices of Large and Small Banks, NBER Working Papers (2002) View citations (74) (2002)
13. Erratum to "Explaining the dramatic changes in performance of US banks: Technological change, deregulation, and dynamic changes in competition" [J. Fin. Intermed. 12 (2003) 57-95]
    Journal of Financial Intermediation, 2005, 14, (2), 278-279

2004

14. Bank Concentration and Competition: An Evolution in the Making
    Journal of Money, Credit and Banking, 2004, 36, (3), 433-51 View citations (263)
15. Exporting financial institutions management via foreign direct investment mergers and acquisitions
    Journal of International Money and Finance, 2004, 23, (3), 333-366 View citations (70)
16. Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance
    Journal of Financial Services Research, 2004, 25, (2), 169-202 View citations (168)
    See also Working Paper Further evidence on the link between finance and growth: An international analysis of community banking and economic performance, Finance (2004) View citations (163) (2004)
17. Introduction: Bank concentration and competition: an evolution in the making
    Proceedings, 2004, 433-451 View citations (197)
18. The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on Entry in the Banking Industry
    The Journal of Business, 2004, 77, (4), 797-834 View citations (83)
19. The institutional memory hypothesis and the procyclicality of bank lending behavior
    Journal of Financial Intermediation, 2004, 13, (4), 458-495 View citations (257)
    See also Working Paper The institutional memory hypothesis and the procyclicality of bank lending behavior, Finance and Economics Discussion Series (2003) View citations (32) (2003)

2003

20. Explaining the dramatic changes in performance of US banks: technological change, deregulation, and dynamic changes in competition
    Journal of Financial Intermediation, 2003, 12, (1), 57-95 View citations (294)
    See also Working Paper Explaining the dramatic changes in performance of U.S. banks: technological change, deregulation, and dynamic changes in competition, Working Papers (2002) View citations (6) (2002)
21. Global integration in the banking industry
    Federal Reserve Bulletin, 2003, 89, (Nov), 451-460 View citations (13)
22. The Economic Effects of Technological Progress: Evidence from the Banking Industry
    Journal of Money, Credit and Banking, 2003, 35, (2), 141-76 View citations (227)
    See also Working Paper The economic effects of technological progress: evidence from the banking industry, Finance and Economics Discussion Series (2002) View citations (6) (2002)
23. The efficiency effects of a single market for financial services in Europe
    European Journal of Operational Research, 2003, 150, (3), 466-481 View citations (27)
24. To what extent will the banking industry be globalized? A study of bank nationality and reach in 20 European nations
    Journal of Banking & Finance, 2003, 27, (3), 383-415 View citations (105)
    See also Working Paper To what extent will the banking industry be globalized? a study of bank nationality and reach in 20 European nations, Finance and Economics Discussion Series (2002) View citations (5) (2002)

2002

25. Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure
    Economic Journal, 2002, 112, (477), F32-F53 View citations (818)
    See also Working Paper Small business credit availability and relationship lending: the importance of bank organizational structure, Finance and Economics Discussion Series (2001) View citations (30) (2001)

2001

26. The Effects of Geographic Expansion on Bank Efficiency
    Journal of Financial Services Research, 2001, 19, (2), 163-184 View citations (160)
    See also Working Paper The effects of geographic expansion on bank efficiency, Finance and Economics Discussion Series (2001) View citations (151) (2001)
27. The ability of banks to lend to informationally opaque small businesses
    Journal of Banking & Finance, 2001, 25, (12), 2127-2167 View citations (476)
    See also Working Paper The ability of banks to lend to informationally opaque small businesses, Finance and Economics Discussion Series (2001) View citations (448) (2001)

2000

28. Comparing Market and Supervisory Assessments of Bank Performance: Who Knows What When?
    Journal of Money, Credit and Banking, 2000, 32, (3), 641-67 View citations (165)
    Also in Proceedings, 2000, 641-670 (2000) View citations (192)
    See also Working Paper Comparing market and supervisory assessments of bank performance: who knows what when?, Finance and Economics Discussion Series (1998) View citations (26) (1998)
29. Conglomeration versus Strategic Focus: Evidence from the Insurance Industry
    Journal of Financial Intermediation, 2000, 9, (4), 323-362 View citations (109)
    See also Working Paper Conglomeration Versus Strategic Focus: Evidence from the Insurance Industry, Center for Financial Institutions Working Papers (2000) View citations (110) (2000)
30. Why are bank profits so persistent? The roles of product market competition, informational opacity, and regional/macroeconomic shocks
    Journal of Banking & Finance, 2000, 24, (7), 1203-1235 View citations (126)
    See also Working Paper Why are bank profits so persistent: the roles of product market competition, informational opacity, and regional/macroeconomic shocks, Finance and Economics Discussion Series (1999) View citations (9) (1999)

1999

31. Semiparametric Approaches to Stochastic Panel Frontiers with Applications in the Banking Industry
    Journal of Business & Economic Statistics, 1999, 17, (3), 349-58 View citations (47)
32. The consolidation of the financial services industry: Causes, consequences, and implications for the future
    Journal of Banking & Finance, 1999, 23, (2-4), 135-194 View citations (697)
    See also Working Paper The consolidation of the financial services industry: causes, consequences, and implications for the future, Finance and Economics Discussion Series (1998) View citations (9) (1998)

1998

33. Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods
    Journal of Economics and Business, 1998, 50, (2), 85-114 View citations (345)
    See also Working Paper Consistency conditions for regulatory analysis of financial institutions: a comparison of frontier efficiency methods, Finance and Economics Discussion Series (1997) View citations (24) (1997)
34. The Efficiency Cost Of Market Power In The Banking Industry: A Test Of The "Quiet Life" And Related Hypotheses
    The Review of Economics and Statistics, 1998, 80, (3), 454-465 View citations (367)
    See also Working Paper The Efficiency Cost of Market Power in the Banking Industry: A Test of the 'Quiet Life' and Related Hypotheses, Center for Financial Institutions Working Papers (1994) View citations (54) (1994)
35. The Information Content of Bank Examinations
    Journal of Financial Services Research, 1998, 14, (2), 117-144 View citations (54)
    See also Working Paper The Information Content of Bank Examinations, Center for Financial Institutions Working Papers (1994) View citations (16) (1994)
36. The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle
    Journal of Banking & Finance, 1998, 22, (6-8), 613-673 View citations (1200)
    See also Working Paper The economics of small business finance: the roles of private equity and debt markets in the financial growth cycle, Finance and Economics Discussion Series (1998) View citations (1240) (1998)
37. The effects of bank mergers and acquisitions on small business lending
    Journal of Financial Economics, 1998, 50, (2), 187-229 View citations (347)
    See also Working Paper The Effects of Bank Mergers and Acquisitions on Small Business Lending, New York University, Leonard N. Stern School Finance Department Working Paper Seires (1998) View citations (334) (1998)

1997

38. Efficiency of financial institutions: International survey and directions for future research
    European Journal of Operational Research, 1997, 98, (2), 175-212 View citations (1431)
    See also Working Paper Efficiency of Financial Institutions: International Survey and Directions for Future Research, Center for Financial Institutions Working Papers (1997) View citations (1443) (1997)
39. Inside the black box: What explains differences in the efficiencies of financial institutions?
    Journal of Banking & Finance, 1997, 21, (7), 895-947 View citations (1139)
    See also Working Paper Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?, Center for Financial Institutions Working Papers (1997) View citations (1155) (1997)
40. New approaches for analyzing and evaluating the performance of financial institutions
    European Journal of Operational Research, 1997, 98, (2), 170-174 View citations (10)
41. Problem loans and cost efficiency in commercial banks
    Journal of Banking & Finance, 1997, 21, (6), 849-870 View citations (807)
    See also Working Paper Problem Loans and Cost Efficiency in Commercial Banks, Finance and Economics Discussion Series (2019) View citations (223) (2019)
42. The Coexistence of Multiple Distribution Systems for Financial Services: The Case of Property-Liability Insurance
    The Journal of Business, 1997, 70, (4), 515-46 View citations (91)
    See also Working Paper The Coexistence of Multiple Distributions Systems for Financial Services: The Case of Property-Liability Insurance, Center for Financial Institutions Working Papers (1995) View citations (9) (1995)
43. The efficiency of bank branches
    Journal of Monetary Economics, 1997, 40, (1), 141-162 View citations (170)
    See also Working Paper The Efficiency of Bank Branches, Center for Financial Institutions Working Papers (1994) View citations (13) (1994)

1996

44. A Framework for Analyzing Efficiency, Risks, Costs, and Innovations in the Payments System
    Journal of Money, Credit and Banking, 1996, 28, (4), 696-732 View citations (47)
    Also in Proceedings, 1996, 696-732 (1996) View citations (48)
45. Comment on Diffusion of Financial Innovations: The Case of Junk Bonds and Note Issuance Facilities
    Journal of Money, Credit and Banking, 1996, 28, (3), 523-26 View citations (3)
46. Do consumers pay for one-stop banking? Evidence from an alternative revenue function
    Journal of Banking & Finance, 1996, 20, (9), 1601-1621 View citations (79)
47. Payment systems research and public policy risk, efficiency, and innovation: a conference sponsored by the Board of Governors of the Federal Reserve System, December 7-8, 1995
    Proceedings, 1996

1995

48. Relationship Lending and Lines of Credit in Small Firm Finance
    The Journal of Business, 1995, 68, (3), 351-81 View citations (1633)
49. The Profit-Structure Relationship in Banking--Tests of Market-Power and Efficient-Structure Hypotheses
    Journal of Money, Credit and Banking, 1995, 27, (2), 404-31 View citations (404)
50. The Relationship between Capital and Earnings in Banking
    Journal of Money, Credit and Banking, 1995, 27, (2), 432-56 View citations (403)
    See also Working Paper The Relationship Between Capital and Earnings in Banking, Center for Financial Institutions Working Papers (1994) View citations (3) (1994)
51. The role of capital in financial institutions
    Journal of Banking & Finance, 1995, 19, (3-4), 393-430 View citations (370)
    See also Working Paper The Role of Capital in Financial Institutions, Center for Financial Institutions Working Papers (1995) View citations (375) (1995)

1994

52. Did risk-based capital allocate bank credit and cause a "credit crunch" in the United States?
    Proceedings, 1994, 585-633 View citations (221)
    Also in Journal of Money, Credit and Banking, 1994, 26, (3), 585-628 (1994) View citations (159)

1993

53. Bank efficiency derived from the profit function
    Journal of Banking & Finance, 1993, 17, (2-3), 317-347 View citations (273)
    See also Working Paper Bank efficiency derived from a profit function, Finance and Economics Discussion Series (1992) (1992)
54. The efficiency of financial institutions: A review and preview of research past, present and future
    Journal of Banking & Finance, 1993, 17, (2-3), 221-249 View citations (360)

1992

55. Some Evidence on the Empirical Significance of Credit Rationing
    Journal of Political Economy, 1992, 100, (5), 1047-77 View citations (268)
    See also Working Paper Some evidence on the empirical significance of credit rationing, Finance and Economics Discussion Series (1990) View citations (7) (1990)
56. The Price-Concentration Relationship in Banking: A Reply
    The Review of Economics and Statistics, 1992, 74, (2), 376-79 View citations (13)

1991

57. Loan commitments and bank risk exposure
    Journal of Banking & Finance, 1991, 15, (1), 173-192 View citations (74)
    See also Working Paper Loan commitments and bank risk exposure, Working Papers (Old Series) (1990) View citations (1) (1990)
58. Risk-based capital and deposit insurance reform
    Journal of Banking & Finance, 1991, 15, (4-5), 847-874 View citations (90)
    See also Working Paper Risk-based capital and deposit insurance reform, Working Papers (Old Series) (1990) View citations (3) (1990)
59. The Rigidity of Prices: Evidence from the Banking Industry
    American Economic Review, 1991, 81, (4), 938-45 View citations (478)
60. The dominance of inefficiencies over scale and product mix economies in banking
    Journal of Monetary Economics, 1991, 28, (1), 117-148 View citations (355)
    See also Working Paper The dominance of inefficiencies over scale and product mix economies in banking, Finance and Economics Discussion Series (1990) View citations (8) (1990)
61. The limitations of market value accounting and a more realistic alternative
    Journal of Banking & Finance, 1991, 15, (4-5), 753-783 View citations (42)

1990

62. Collateral, loan quality and bank risk
    Journal of Monetary Economics, 1990, 25, (1), 21-42 View citations (482)
    See also Working Paper Collateral, loan quality, and bank risk, Finance and Economics Discussion Series (1988) (1988)

1989

63. The Price-Concentration Relationship in Banking
    The Review of Economics and Statistics, 1989, 71, (2), 291-99 View citations (368)
    See also Working Paper The price-concentration relationship in banking, Finance and Economics Discussion Series (1988) (1988)
64. Why Random Walk Models of the Term Structure Are Hard to Reject
    Journal of Business & Economic Statistics, 1989, 7, (2), 161-67
    See also Working Paper Why random walk models of the term structure are hard to reject, Finance and Economics Discussion Series (1987) View citations (1) (1987)

1988

65. Market failure and resource use: economic incentives to use different payment instruments
    Proceedings, 1988, 45-92
    See also Working Paper Market failure and resource use: economic incentives to use different payment instruments, Finance and Economics Discussion Series (1988) (1988)

1987

66. Competitive viability in banking: Scale, scope, and product mix economies
    Journal of Monetary Economics, 1987, 20, (3), 501-520 View citations (336)
    See also Working Paper Competitive viability in banking: scale, scope, and product mix economies, Research Papers in Banking and Financial Economics (1986) View citations (52) (1986)
67. Securitization with recourse: An instrument that offers uninsured bank depositors sequential claims
    Journal of Banking & Finance, 1987, 11, (3), 403-424 View citations (33)
    See also Working Paper Securitization with recourse: an instrument that offers uninsured bank depositors sequential claims, Research Papers in Banking and Financial Economics (1987) View citations (36) (1987)

1985

68. The Information Efficiency of Econometric Model Forecasts
    The Review of Economics and Statistics, 1985, 67, (1), 128-34 View citations (11)
    See also Working Paper The informational efficiency of econometric model forecasts, Research Papers in Banking and Financial Economics (1983) View citations (4) (1983)

Chapters

2001

1. Did US Bank Supervisors Get Tougher during the Credit Crunch? Did They Get Easier during the Banking Boom? Did It Matter to Bank Lending?
   A chapter in Prudential Supervision: What Works and What Doesn't, 2001, pp 301-356 View citations (33)
   See also Working Paper Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did It Matter to Bank Lending?, National Bureau of Economic Research, Inc (2000) View citations (16) (2000)

1992

2. Measurement and Efficiency Issues in Commercial Banking
   A chapter in Output Measurement in the Service Sectors, 1992, pp 245-300 View citations (311)
   See also Working Paper Measurement and efficiency issues in commercial banking, Board of Governors of the Federal Reserve System (U.S.) (1990) View citations (10) (1990)