Factors Affecting Either the Voluntary Exit or Forced Eviction of Borrowers from Microfinance Loan Networks

Hofner D. Rusiana and Cesar Escalante ()

No 235472, 2016 Annual Meeting, July 31-August 2, Boston, Massachusetts from Agricultural and Applied Economics Association

Abstract: This paper seeks to analyse the issue of loan repayment in microfinance institutions and examine the factors that affect the exit of borrowers from microfinance borrowing networks. This paper presents the analysis of the borrower-level data of agricultural microfinance household borrowers in the Philippines from 2000 to 2010. Results show varied set of reasons to explain both the continued, sustained relationship of MFI borrowers with their lenders as well as the strained relationship with some borrowers who were inevitably evicted from the MFI system or had voluntarily exited the system. The study also indicates that MFI borrowers’ poor repayment records and eventual exit from the MFI system are attributed to borrowers’ weaknesses and uncontrollable circumstances.

Keywords: Agricultural; Finance (search for similar items in EconPapers)
Pages: 2
Date: 2016
New Economics Papers: this item is included in nep-agr, nep-ban, nep-dev, nep-mfd and nep-sea
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Persistent link: https://EconPapers.repec.org/RePEc:ags:aaea16:235472

DOI: 10.22004/ag.econ.235472

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