Explaining the Financial Exclusion of the Urban Poor through the Lens of Othering:A Case Study in Bengaluru, India

Jahnavi Rao

No 41, ICDD Working Papers from University of Kassel, Fachbereich Gesellschaftswissenschaften (Social Sciences), Internatioanl Center for Development and Decent Work (ICDD)

Abstract: Financial inclusion has historically played a large part in the Indian state’s plans for the country’s financial system. However, large sections of the Indian population still lack access to the banking system and formal credit. Existing literature on the issue tends to use a quantitative lens and focus on the rural sections of the country. Therefore, the innovation of this paper lies in the fact that it uses a qualitative approach to the problem and, using Bangalore as a case study, finds that the Othering of the urban poor is a major contributing factor to their exclusion from the formal, public credit system.

Pages: 26 pages
Date: 2022-12
New Economics Papers: this item is included in nep-ban and nep-fle
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