Assessment of Microinsurance as Emerging Microfinance Service for the Poor: The Case of the Philippines

Asian Development Bank (adb)

No RPT125189, ADB Reports from Asian Development Bank (ADB)

Abstract: The Asian Development Bank (ADB) has been one of the few active partners for microfinance development in the Philippines. It has contributed to the growth of formal microfinance activities, including expanding the outreach of diversified formal financial services to poor clients at the most affordable costs. The risk of making poor clients worse off because of unexpected events gave rise to the formation of ADB’s intervention focusing on microinsurance development. This report provides the initial sector assessment on emerging microinsurance activities and hopefully guidance on the way forward.

Keywords: microinsurance; microfinance; credit; low-income people; climate change; natural disasters; premiums; caps; microfinance institutions; financial services; coverage; risks; health insurance; disability insurance; crop insurance; cattle insurance; banks; cooperatives (search for similar items in EconPapers)
Pages: 31 pages
Date: 2013-03, Revised 2013-05-15
New Economics Papers: this item is included in nep-ias, nep-mfd and nep-sea
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