Some international trends in the regulation of mortgage markets: Implications for Spain

Santiago Fernandez de Lis, Saifeddine Chaibi, Jose Felix Izquierdo, Felix Lores, Ana Rubio and Jaime Zurita

No 1317, Working Papers from BBVA Bank, Economic Research Department

Abstract: In this document, the main characteristics of the mortgage markets regulation in developed countries will be analyzed, trying to extract implications in terms of the resilience of the different systems during this crisis. The note is organized in four sections, covering the most relevant issues of (i) the mortgage product, (ii) the financial entities that offer these products, (iii) the client to whom these products are sold and (iv) the relationship between mortgage regulation and macroprudential oversight.

Keywords: responsible lending; regulation; mortgage; developed countries; loan-to-value; tax; covered bonds (search for similar items in EconPapers)
JEL-codes: E62 G21 R21 R31 (search for similar items in EconPapers)
Pages: 28 pages
Date: 2013-04
New Economics Papers: this item is included in nep-acc, nep-ban and nep-ure
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (1)

Downloads: (external link)
https://www.bbvaresearch.com/wp-content/uploads/mi ... 17_tcm348-384510.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bbv:wpaper:1317

Access Statistics for this paper

More papers in Working Papers from BBVA Bank, Economic Research Department Contact information at EDIRC.
Bibliographic data for series maintained by OSCAR DE LAS PENAS SANCHEZ-CARO ().