Financial inclusion and its determinants: the case of Argentina

David Tuesta, Gloria Sorensen, Adriana Haring and Noelia Camara

No 1503, Working Papers from BBVA Bank, Economic Research Department

Abstract: This paper analyses the three dimensions determining financial inclusion in the case of Argentina, from a micro-economic perspective. On the supply side, formal financial services are accessed through traditional channels: branches and ATMs, with an as-yet incipient regulation for financial inclusion, unlike the situation in neighbouring countries. In terms of use, a person’s level of education, income and age are all important variables which determine whether they have financial products such as accounts, credit and debit cards, formal credit and electronic payments. Finally, the factors affecting the perception of different barriers of involuntary exclusion are: income and age.

Keywords: Argentina; Financial Inclusion; Latin America; Research; Working Paper (search for similar items in EconPapers)
JEL-codes: D14 G21 (search for similar items in EconPapers)
Pages: 28 pages
Date: 2015-01
New Economics Papers: this item is included in nep-iue, nep-lam and nep-mfd
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (37)

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Persistent link: https://EconPapers.repec.org/RePEc:bbv:wpaper:1503

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