Recent developments in financing and bank lending to the non-financial private sector

Pana Alves, Fabián Arrizabalaga, Javier Delgado and Irene Roibás

Economic Bulletin, 2019, issue SEP, No 24

Abstract: This is the first of a series of analytical articles that will examine, on a half-yearly basis, recent developments in funds raised by the Spanish non-financial private sector and resident deposit institutions’ credit exposure to the sector. In the early months of 2019, the conditions of access to bank finance for Spanish firms and households remained highly accommodative; however, after several years in which these conditions had gradually eased, signs are now emerging that suggest that this tendency may be coming to an end. Nevertheless, deposit institutions’ total outstanding credit exposure to the non-financial private sector continued to decline in 2019 Q1 (2.1% year-on-year). The NPL ratio also continued to fall.

Keywords: finance; credit; households; non-financial corporations; deposit institutions; NPLs (search for similar items in EconPapers)
JEL-codes: E44 E51 G21 G23 (search for similar items in EconPapers)
Date: 2019
Note: Analytical Articles
References: Add references at CitEc
Citations: View citations in EconPapers (2)

Downloads: (external link)
https://www.bde.es/f/webbde/SES/Secciones/Publicac ... es/be1903-art24e.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:bde:journl:y:2019:i:9:d:aa:n:24

Access Statistics for this article

More articles in Economic Bulletin from Banco de España Contact information at EDIRC.
Bibliographic data for series maintained by Ángel Rodríguez. Electronic Dissemination of Information Unit. Research Department. Banco de España ().