Female entrepreneurs in trouble: do their bad loans last longer?

Juri Marcucci and Paolo Emilio Mistrulli

No 185, Questioni di Economia e Finanza (Occasional Papers) from Bank of Italy, Economic Research and International Relations Area

Abstract: We investigate the duration of bad loans for a unique data set of sole proprietorships in Italy, finding that bad loans for female firms last longer. However, this result is mainly due to the fact that loans granted to female firms are less frequently written off than those to male ones, suggesting that for banks female firms might be more creditworthy than male firms. These findings are robust to censoring, alternative specifications of the distribution of bad loan duration and other bank-specific control variables.

Keywords: duration of bad loans; default status; survival analysis (search for similar items in EconPapers)
JEL-codes: C41 G21 G33 (search for similar items in EconPapers)
Date: 2013-06
New Economics Papers: this item is included in nep-ban
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Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:bdi:opques:qef_185_13

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