Consumer credit during the crisis: evidence from contracts

Pierpaolo Cristaudo (), Silvia Magri (), Raffaella Pico () and Maria Giovanna Zavallone ()
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Maria Giovanna Zavallone: Bank of Italy

No 234, Questioni di Economia e Finanza (Occasional Papers) from Bank of Italy, Economic Research and International Relations Area

Abstract: The study analyses trends in the market for consumer credit during the crisis, relying on data by CRIF referring to demand for personal and special-purpose loans and to contracts signed between 2007 and 2013 in Italy (55 and 37 million respectively). The analysis shows how the sharp reduction in durable consumption has been associated with a decrease in demand for loans, with the exception of contracts for small amounts (

Keywords: consumer credit; supply and demand; risk indicators (search for similar items in EconPapers)
JEL-codes: D12 D91 G21 (search for similar items in EconPapers)
Date: 2014-09
New Economics Papers: this item is included in nep-ban
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Citations: View citations in EconPapers (2)

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Persistent link: https://EconPapers.repec.org/RePEc:bdi:opques:qef_234_14

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