Micro-Finance and Credit Access in the Agricultural Sector of Nicaragua

Ana C Rostran Molina, Anindya Banerjee and Federico Lampis

Discussion Papers from Department of Economics, University of Birmingham

Abstract: The primary goal of this paper is to examine credit access of farmers in Nicaragua. We identify the primary factors determining their probability of securing a loan. We are also concerned with understanding the impact on agricultural sector of the large number of micro-finance institutions (MFIs) operating in the country. Multiple correspondence analysis is used and several logit models are estimated. The results indicate that poor farmers face serious problems regarding financing, despite the extended presence of MFIs. In particular, uncertainty in property rights and low levels of education are severe constraints when farmers try to secure financing.

Keywords: Micro-finance; farmers credit access; Logit models (search for similar items in EconPapers)
JEL-codes: C35 G21 O13 O16 (search for similar items in EconPapers)
Pages: 35 pages
Date: 2015-02
New Economics Papers: this item is included in nep-agr and nep-mfd
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:bir:birmec:15-04

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