ECONOMIC DETERMINANTS OF WORKERS’ RETIREMENT DECISIONS

Courtney Coile

Journal of Economic Surveys, 2015, vol. 29, issue 4, 830-853

Abstract: The landscape for older workers has changed dramatically in recent decades. Governments have made cuts to public pension programs, private pensions have shifted from defined benefit to defined contribution plans, equity and housing markets have been unusually volatile, and workers have experienced declining morbidity and mortality. At the same time, the labor force participation rate for older men and women has been rising over the past two decades, implying later retirement. Are these phenomena related? This paper reviews the large and growing body of literature exploring the economic determinants of workers’ retirement decisions, including public and private pensions, wealth and savings, health and health insurance, and labor demand.

Date: 2015
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