Trusting Financial Institutions: Out of Reach, out of Trust?

Ute Filipiak ()

No sdp13002, Schumpeter Discussion Papers from Universitätsbibliothek Wuppertal, University Library

Abstract: This paper empirically investigates the relationship between individual trust in financial institutions and individual access to these institutions. Based on a large-scale survey of savings patterns of Indians, we find that individuals reporting that they do not have access to certain financial institutions within a commutable distance of one day are less likely to trust these institutions with their money. Moreover, we find that this relationship holds for different banks and financial institutions offering services in low-income areas and that differences in trust can be explained to some extent by differences in individual access.

Keywords: Trust; Financial Institutions; Access; India (search for similar items in EconPapers)
JEL-codes: D1 G11 G21 R2 (search for similar items in EconPapers)
Pages: 49
Date: 2013-02
New Economics Papers: this item is included in nep-ent, nep-his and nep-sog
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

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Persistent link: https://EconPapers.repec.org/RePEc:bwu:schdps:sdp13002

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