Les mécanismes économiques et financiers associés à la couverture dépendance: une analyse exploratoire sur données bancaires
Maximilien Nayaradou,
Sébastien Nouet and
Manuel Plisson
Revue d'économie financière, 2016, vol. n° 122, issue 2, 273-326
Abstract:
The understanding of economic and financial mechanisms related to coverage needs thanks to private long term care insurance products, has now become a concern for the area of sector of bank and insurance. This concern is reinforced by the current questions about the evolution of public pension system and public long-term care. Banks and distributors must therefore identify the expectations and motivations of their different customer profiles to help further develop this high-potential market. This paper attempts to address this concern through a study which breaks down into two parts: a preliminary and descriptive component based on the exploratory analysis of a national banking portfolio, then a second economic and financial aspect to surmise the key mechanisms about insurance choices and effective coverages associated with these insurance products, accompanying themselves to a comparison with the different works on sub - European and American samples. Classification JEL: G21, G22, I11, J14.
JEL-codes: G21 G22 I11 J14 (search for similar items in EconPapers)
Date: 2016
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Persistent link: https://EconPapers.repec.org/RePEc:cai:refaef:ecofi_122_0273
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