Policy measures to improve access to credit for SMEs: a survey

Sarah Holton, Fergal McCann (), Kathryn Prendergast and David Purdue
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Sarah Holton: Central Bank of Ireland
Kathryn Prendergast: Central Bank of Ireland
David Purdue: Central Bank of Ireland

Quarterly Bulletin Articles, 2013, 91-110

Abstract: Governments, central banks and development banks around the world have a long history of intervention in the credit market for Small and Medium-sized Enterprises (SMEs). These interventions are justified by economic research which has found that enterprises facing credit constraints are less likely to participate in growth-enhancing activities such as investment, marketing, hiring, exporting and importing. Since the onset of the financial crisis in 2008, a number of policy initiatives have been adopted in Ireland with the aim of improving credit flow to SMEs. This article provides a survey of the range of SME credit schemes available to policy makers, allowing the Irish position to date to be placed in a comparative context.

Date: 2013-10
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Persistent link: https://EconPapers.repec.org/RePEc:cbi:qtbart:y:2013:m:10:p:91-110

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