Options to Manage FHA’s Exposure to Risk From Guaranteeing Single-Family Mortgages

Congressional Budget Office

No 53084, Reports from Congressional Budget Office

Abstract: The Federal Housing Administration insures the mortgages of people who might otherwise have trouble getting a home loan. This report analyzes policy options to reduce FHA’s exposure to risk from its program to guarantee single-family mortgages—including creating a larger role for private lenders and restricting the availability of FHA’s guarantees—while continuing to fulfill the agency’s primary mission of ensuring access to credit for first-time homebuyers and low-income borrowers.

JEL-codes: G18 G28 R31 R38 (search for similar items in EconPapers)
Date: 2017-09-28
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