ISSUES ON THE SPECIFIC TERMS OF CREDIT AGREEMENTS

Mariana Rodica Ţîrlea
Additional contact information
Mariana Rodica Ţîrlea: Faculty of Economic Sciences Cluj-Napoca, Dimitrie Cantemir Christian University Bucharest

Management Intercultural, 2014, issue 30, 263-267

Abstract: The credit is a source for financing consumption as well as a power creating imbalances when credits do not comply with the destination they were awarded for, provided that the customer evaluation is not real and does not provide sufficient guarantees. The need for liquidity is given by the purpose and the needs of theclients,which are also based on the bank’s interests. The banking activity is a specific activity and therefore the terms ofthe credit agreements have a specific character. Therefore, the objectives of this research seekthe specificity of the credit agreements terms that will be presentedat full length.

Keywords: credit; interest; interest rate; specific terms; usual terms; unfair terms (search for similar items in EconPapers)
JEL-codes: G21 (search for similar items in EconPapers)
Date: 2014
References: Add references at CitEc
Citations:

Downloads: (external link)
http://seaopenresearch.eu/Journals/articles/MI_30_27.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:cmj:interc:y:2014:i:30:p:263-267

Access Statistics for this article

Management Intercultural is currently edited by Romanian Foundation for Business Intelligence

More articles in Management Intercultural from Romanian Foundation for Business Intelligence, Editorial Department
Bibliographic data for series maintained by Serghie Dan ().