Pension Participation and Uncovered Workers

Geoffrey Sanzenbacher and Nadia Karamcheva
Authors registered in the RePEc Author Service: John Driscoll, David Laibson and Sumit Agarwal

Issues in Brief from Center for Retirement Research

Abstract: The Obama Administration has proposed "Autho-IRAs" to boost pension coverage among those not currently offered a plan. Such a policy is seen to offer great potential, given that 60% of low-income workers currently offered a 401(k) choose to participate. However, these low-income workers with 401(k)s are different from their counterparts at firms that do not offer 401(k)s. Taking this difference into account, take-up among low-income workers could be as low as one third.

Pages: 9 pages
Date: 2010-08, Revised 2010-08
New Economics Papers: this item is included in nep-age and nep-neu
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Published on the Center for Retirement Research at Boston College website

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