Gender and Student Achievement in Personal Finance: Evidence from Keys to Financial Success

Andrew Hill () and Carlos Asarta

No 15-01, Working Papers from University of Delaware, Department of Economics

Abstract: In this paper, we examine the performance of male and female students participating in a unique and successful high school program called Keys to Financial Success. Using the Financial Fitness for Life High School Test (FFFL-HS) results from 965 students enrolled in a one-semester Keys course, we discover no gender gap at the overall pretest level. We find, however, a significant gender gap favoring female students at the overall posttest level, a result that is also consistent with the overall performance of students participating in the norming of the FFFL-HS Test. We conclude by suggesting that the use of a carefully designed personal finance course, taught by instructors trained on the specific curriculum covered in that course, is essential for providing equal learning opportunities to both male and female high school students.

Keywords: gender; gender gap; education; assessment; personal finance; K-12 (search for similar items in EconPapers)
JEL-codes: A21 G00 (search for similar items in EconPapers)
Pages: 27 pages
Date: 2015
New Economics Papers: this item is included in nep-edu
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