EconPapers    
Economics at your fingertips  
 

Universal Banking and Credit Risk: Evidence from Tunisia

Abdelaziz Hakimi, Ahmet DKHILI Hichem and Wafa Khlaifia
Additional contact information
Ahmet DKHILI Hichem: Faculty of Law, Economics and Management of Jendouba, University of Jendouba
Wafa Khlaifia: Faculty of Law, Economics and Management of Jendouba, University of Jendouba

International Journal of Economics and Financial Issues, 2012, vol. 2, issue 4, 496-504

Abstract: The aim of this paper is to study the effect of universal banking on the Tunisian banking credit risk. By using a sample of Tunisian banks over the period 1980-2010 and based on the panel data analysis method, results show that the universal banking increases significantly the credit risk. However, the level of competition is positively correlated but not significantly with the dependant variable. For the macro variables, we find that only the GDP exerts a positive and significant effect on the credit risk, but the effect of the inflation variable is not significant.

Keywords: Universal banks; Credit risk; Liquidity; Competition; Panel data; Tunisia (search for similar items in EconPapers)
JEL-codes: E13 G24 G28 N24 (search for similar items in EconPapers)
Date: 2012
References: Add references at CitEc
Citations: View citations in EconPapers (2)

Downloads: (external link)
http://www.econjournals.com/index.php/ijefi/article/download/266/pdf (application/pdf)
http://www.econjournals.com/index.php/ijefi/article/view/266/pdf (text/html)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:eco:journ1:2012-04-12

Access Statistics for this article

International Journal of Economics and Financial Issues is currently edited by Ilhan Ozturk

More articles in International Journal of Economics and Financial Issues from Econjournals
Bibliographic data for series maintained by Ilhan Ozturk (ilhanozturk@yahoo.com).

 
Page updated 2024-12-28
Handle: RePEc:eco:journ1:2012-04-12