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Motivating migrants: A field experiment on financial decision-making in transnational households

Ganesh Seshan (gseshan@worldbank.org) and Dean Yang

Journal of Development Economics, 2014, vol. 108, issue C, 119-127

Abstract: We randomly assigned male migrant workers in Qatar invitations to a motivational workshop aimed at improving financial habits and encouraging joint decision-making with spouses back home in India. 13–17months later, we surveyed migrants and wives to estimate intent-to-treat impacts in their transnational households. Wives of treated migrants changed their financial practices and became more likely to seek out financial education themselves. Treated migrants and their wives became more likely to make joint decisions on money matters. Treatment effects on financial outcomes show potential heterogeneity, with those with lower prior savings saving differentially more than those with higher prior savings.

Keywords: Financial education; International migration; Financial decision-making; Savings; Remittances; India; Qatar (search for similar items in EconPapers)
JEL-codes: C93 F24 O12 O16 (search for similar items in EconPapers)
Date: 2014
References: Add references at CitEc
Citations: View citations in EconPapers (39)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:deveco:v:108:y:2014:i:c:p:119-127

DOI: 10.1016/j.jdeveco.2014.01.005

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