Financial technology, inclusive finance and bank performance

Keda Zhu and Lihong Guo

Finance Research Letters, 2024, vol. 60, issue C

Abstract: In recent years, the Chinese banking industry has increasingly used financial technology (FinTech) to increase the credit supply to key areas of inclusive finance, as “impulse” and “fee reduction and profit-sharing” behaviours have exerted pressure on bank performance. This paper analyses the impacts of FinTech on bank performance and the risk adjustment mechanism of FinTech.

Keywords: FinTech; Digital inclusive finance; Inclusive finance; Bank performance (search for similar items in EconPapers)
JEL-codes: D14 D80 G20 G21 O53 P43 (search for similar items in EconPapers)
Date: 2024
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (2)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:finlet:v:60:y:2024:i:c:s1544612323012448

DOI: 10.1016/j.frl.2023.104872

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