Entrepreneurs' gender and financial constraints: Evidence from international data

Alexander Muravyev, Oleksandr Talavera () and Dorothea Schäfer
Authors registered in the RePEc Author Service: Александр Муравьев

Journal of Comparative Economics, 2009, vol. 37, issue 2, 270-286

Abstract: This paper examines whether financial institutions discriminate against entrepreneurs on the basis of gender. Using the cross-country Business Environment and Enterprise Performance Survey (BEEPS), we find some evidence that, compared to male-managed counterparts, female-managed firms are less likely to obtain a bank loan. In addition, our analysis suggests that female entrepreneurs are charged higher interest rates when loan applications are approved. There is also some evidence that the gender differences in access to financing vanish with the level of financial development, which is consistent with Becker-type discrimination. The results of our analysis are robust to a number of specification checks. Journal of Comparative Economics 37 (2) (2009) 270-286.

Keywords: Entrepreneurship; Financial; constraints; Gender; Discrimination (search for similar items in EconPapers)
Date: 2009
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (165)

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Related works:
Working Paper: Entrepreneurs' gender and financial constraints: evidence from international data (2008)
Working Paper: Entrepreneurs' Gender and Financial Constraints: Evidence from International Data (2007)
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Persistent link: https://EconPapers.repec.org/RePEc:eee:jcecon:v:37:y:2009:i:2:p:270-286

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