Access to Banking Services and Poverty Reduction: A State-wise Assessment in India

Amit Bhandari (amitbhandari2@rediffmail.com)

Working Papers from eSocialSciences

Abstract: Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the poorest sections of the society. In India, financial inclusion emphasizes to include maximum number of people under formal financial systems. The present study investigates the drive to financial inclusion in the form of the growth in bank accounts of scheduled commercial banks and the changes in below poverty line population. The result suggests that the growth in bank accounts is not significantly associated with the reduction in below poverty line population across states. As a poverty reduction strategy, developing inclusive financial systems should give priority, which is financially and socially sustainable. [IZA DP no.4132]

Keywords: India; banking; poverty; poverty reduction; financial inclusion (search for similar items in EconPapers)
Date: 2009-06
New Economics Papers: this item is included in nep-cwa
Note: Institutional Papers
References: Add references at CitEc
Citations: View citations in EconPapers (9)

Downloads: (external link)
http://www.esocialsciences.org/Download/repecDownl ... &AId=2070&fref=repec

Related works:
Working Paper: Access to Banking Services and Poverty Reduction: A State-wise Assessment in India (2009)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ess:wpaper:id:2070

Access Statistics for this paper

More papers in Working Papers from eSocialSciences
Bibliographic data for series maintained by Padma Prakash (padmaprakash@esocialsciences.com).