Changing FHA Mortgage Insurance Premiums and the Effects on Lending

Neil Bhutta and Daniel R. Ringo
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Daniel R. Ringo: https://www.federalreserve.gov/econres/daniel-r-ringo.htm

No 2016-09-29-1, FEDS Notes from Board of Governors of the Federal Reserve System (U.S.)

Abstract: This note explores the effect of changes in Federal Housing Administration (FHA) mortgage insurance premiums (MIP) on mortgage borrowing activity. Reacting to changing conditions in the mortgage market as well as the state of its own balance sheet, the FHA has adjusted its pricing rules a number of times in the wake of the financial crisis.

Date: 2016-09-29
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Persistent link: https://EconPapers.repec.org/RePEc:fip:fedgfn:2016-09-29-1

DOI: 10.17016/2380-7172.1843

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