The Effects of the Ability-to-Repay / Qualified Mortgage Rule on Mortgage Lending

Aurel Hizmo and Shane Sherlund ()

No 2018-11-16, FEDS Notes from Board of Governors of the Federal Reserve System (U.S.)

Abstract: In this note, we use a unique set of mortgage applications and locks data from January 2013 through September 2018 to examine the effects of the ATR/QM rule on mortgage lending and mortgage pricing.

Date: 2018-11-16
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Persistent link: https://EconPapers.repec.org/RePEc:fip:fedgfn:2018-11-16

DOI: 10.17016/2380-7172.2296

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