Alternative IDs, ITIN mortgages, and emerging Latino markets

Mari Gallagher

Profitwise, 2005, issue Mar, 2-8

Abstract: Mainstream financial institutions ? banks, savings and loans, and credit unions ? create and allocate capital and economic opportunities through their central and defining function of taking in deposits and making loans. This process determines where credit and capital will flow. As such, it shapes nearly every aspect of our social, economic, and built environment. Market forces and regulatory structures behind this flow are powerful and, at times, contentious. Banking practices and public policy influence one another continually, but are continually impacted most by emerging market conditions.

Keywords: Emigration and immigration; Mortgage loans; Home ownership; Economic conditions - Latin America (search for similar items in EconPapers)
Date: 2005
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